balloons, cupcake, candle happy retirement

Retirement Plan 403(b)

Comprehensive and competitive retirement package

Retirement benefits are an important part of your total benefits package offered by Creighton University.  As a University employee, you are eligible to participate in the 403(b) retirement savings plan.

Creighton University's Retirement Plan allows you to electively defer money from your pay check on a pre-tax or post-tax basis.  You are eligible to contribute to the IRS limit each calendar year.

Getting Started

You can also text "enroll" to 78259

Retirement Education and Planning

MyVirtual Coach

Financial Wellness

Maximize the Match

Update your Preferences

Will and Legal Document Prep


May 20, 2020 Announcement

Creighton University is committed to providing a comprehensive and competitive retirement package. As part of this commitment, we have historically offered an employer matching contribution in the Retirement Plan of Creighton University.

Due to the current financial realities related to the COVID-19 pandemic, and after a great deal of reflection, discernment and consideration, we are suspending employer matching contributions effective July 1, 2020, and until further notice.  You will still be able to make your contributions to the plan as you normally do.

During this uncertain and difficult time, we want you to know our care for our faculty and staff has not changed. But this is the unfortunate circumstance we and many other universities find ourselves in today.

We will evaluate this decision over the coming months and will notify you immediately when matching contributions will be able to begin again.

In the meantime, we encourage you to continue your 403(b) elective deferral contributions. During volatile times, it can be tempting to change how you invest. But in the long run, you're generally better off staying the course rather than trying to jump out of, then back into, the market.

Principal final logo

Principal Financial Group

Individual Retire Secure 1:1 Educational Sessions
You can set up a 1:1 session with a representative from Principal Financial Group to gain knowledge and insight into making your personal retirement decisions. 
Make An Appointment

Retirement Plan Details

Principal Account Management

Faculty and staff can manage their pre-tax and post-tax (Roth) deferral percentage(s), modify their investments, change their allocations and manage their beneficiaries on the Principal website at or by calling 800.547.7754.

Any changes will begin as administratively feasible following the date of the change.

Retirement Plan Participation

Any employee of the University who completes at least one hour of service is eligible to participate in the Plan for purposes of making salary deferrals except the following individuals:

  • Employee who is a student performing services that meet specific requirements of the Internal Revenue Code.
  • Employee considered an independent contractor or an employee of an independent contractor.

Base Compensation

Base Compensation is your base pay from the University excluding stipends, commissions, bonuses and special payments.

IRS Maximum Contribution Limits

403(b) Pre-Tax and/or Post-Tax (Roth) Contributions


Catch-up Contributions for age 50 or older


TIAA Account Management

(Restricted to employees hired or rehired prior to November 1, 2008.)

You can manage your investments, change your allocations and review your beneficiaries by logging into your account at

To change your deferral percentage, you must complete the Salary Reduction Agreement (SRA). Please complete all sections that apply and send your form to Human Resources, Attn: Angie Mills for processing.

Retirement Plan Notices

Plan Resources

Contact Information

  • For further questions, please contact:
  • Check your Principal account online at:
  • The Principal Assistance Line:  800.547.7754
  • Check your TIAA account online at:
  • TIAA Assistance Line:  800.842.2776